Dan Green, who publishes The Mortgage Reports, has written a great article concerning shopping for a mortgage. Finding the best mortgage for you is an extremely important aspect of your home purchase and should not be taken lightly. And using the first mortgage package from the first mortgage professional you speak with can be a mistake that costs you tens if not hundreds of thousands of dollars over the life of your loan. I cannot emphasize enough the fact that you should speak with many different mortgage professionals before making any decision.